![]() Chase Credit Journey OffersĪs is the case with most credit reporting services like CreditKarma, Chase Credit Journeys will offer you financial products that the algorithm determines that would be best for you. For example, if you open a new line of credit, an alert will pop up with a new credit line. If any of your report data changes, then you will get an automatic update. This page has the phone number and email of the credit reporting agency. From the same section, you can go to the dispute pages if you think a charge or inquiry was made in error. Credit Journey will keep you up to date on any new accounts you open and any hard inquiries. Chase Credit Journey Credit Alertsįirst off, Credit Journey features real-time updates and alerts to your account. Let’s take a look at some of the features that customers get when they sign up for Chase Credit Journey. ![]() You don’t even have to have a Chase bank account or credit card to get started. While some credit monitoring services are subscription-based and offer limited functionality in their free versions, Chase offers one free comprehensive service. ![]() With all of the services offered by the platform, you may be wondering, is Chase Credit Journey free? When you create your account and enter your information, you grant Chase permission to access your TransUnion credit report. Once you create a login and go through Chase’s identity verification (a PIN or set of security questions), you’re all set. You just have to follow a few prompts and enter basic identifying information, including your: Signing up for a Chase Credit Journey account is simple and secure. How Do You Sign Up for Chase Credit Journey?Ĭhase Credit Journey makes signing up and using the app easy. See which Chase credit cards you prequalify for.Credit Score Simulator - shows how actions you might take can affect your credit score.Track your credit score changes (you’ll see how your score has changed with each weekly update).New public records reported on your credit report.See the following information from your TransUnion credit report (and get Credit Alert notifications whenever any of the following changes):.I’ll go into what that means for you later.Īlong with access to your VantageScore, Chase Credit Journey offers the following additional services: Instead, you’ll be seeing your VantageScore credit score. Now, you won’t be seeing your FICO score - the score relied on by most creditors when evaluating potential customers. Checking your credit score through Chase Credit Journey will not affect your credit score. Your score will refresh weekly, though you can check it whenever you want with no restrictions. What Is Chase Credit Journey?Ĭhase Credit Journey was launched in 2017 by Chase as a way for anybody - not just Chase account-holders - to check their credit score for free. In the Chase Credit Journey review below, we’ll provide you with an overview of the platform’s features and take a look at how it compares to competitors. Whether you bank with Chase or not, you could benefit from Chase’s Vantage Score 3.0 credit checks, offers, and recommendations. One service that you may want to consider signing up for is Chase Credit Journey. I feel like it's legit because why would a scammer tell me to call the number on the back of the credit card instead?īut I know now you can spoof emails as well as phone numbers □ I guess we'll see if I get a card in the mail lol.Credit monitoring should be a part of your money management routine, and there are several platforms out there that can help you track and improve your credit score. The woman never called back and when I called the number back it just told me to call the number on the back of my card or on my statement (I don't have my card yet and thus also have no statement lol). A couple min after I hung up I got the email from the same email that confirmed receipt of my application stating it was approved. She put me on hold and I hung up with the intention of calling chase directly to verify before giving any information. Someone called from a number identified as "jpmorgan chase" and asked if I had applied for a credit card because she would continue processing my application (this is for the sapphire reserve card so I did actually expect additional scrutiny). I received an email from approving a credit card that I applied for online last night.
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